Keep Your Trucks Moving. Get Paid on Your Freight Bills Today.

Legacy 1 Funding offers invoice factoring for trucking companies. Turn your unpaid freight bills into same-day working capital to cover fuel, payroll, and repairs.

Waiting 30-60 Days for Payment Doesn't Work in Trucking.

You deliver the load on time, but the broker or shipper's payment terms mean you wait weeks to get paid. In the meantime, you have immediate expenses: fuel, insurance, maintenance, and driver payroll. This gap between work completed and payment received is the single biggest challenge for growing a trucking business. It prevents you from taking on more loads and keeps your cash flow unpredictable.

Turn Your Invoices Into Immediate Cash

Submit Your Freight Bills

Send us your approved invoices for loads you have successfully delivered. The process is fast and can be done from the road.

Get Funded Within 24 Hours

We verify the invoice and advance you up to 90% of the invoice amount, often on the same day. The cash goes directly into your bank account.

We Handle the Collection

Our factoring partners handle the process of collecting payment from your customer. Once the invoice is paid, we send you the remaining balance, minus a small fee.

This Is For Owner-Operators and Fleet Owners Who...

  • Need immediate cash for fuel, repairs, or payroll.

  • Are you tired of waiting on slow-paying brokers and shippers.

  • Want to take on more loads but lack the capital to do so.

  • Have a growing business and need predictable cash flow.

  • Are looking for a funding solution that grows with their business.

What You Gain with Freight Factoring

Fuel and Go

Never turn down a load because you don't have the fuel money. Get paid on your last load today and have the cash to take the next one.

Meet Payroll on Time

Pay your drivers on time, every time. Consistent payroll keeps good drivers on your team and your business running smoothly.

Grow Your Fleet

With predictable cash flow, you can make strategic decisions to add more trucks, hire more drivers, and grow your business with confidence.

Get a Free, No-Obligation Factoring Quote.

Let's talk about your business and see how much working capital you can access. Our consultations are fast, confidential, and built for busy trucking professionals.