The Merchant Cash Advance (MCA) Crisis: Defaults Surging and Small Businesses at Risk in 2026
Small business owners across the US are facing a growing financial storm: the merchant cash advance (MCA) industry is seeing massive defaults, driven largely by “stacked” MCAs—where businesses take on multiple advances at once, leading to overlapping daily or weekly withdrawals that can devour 40-60% (or more) of revenue. This leaves little room for operations, […]